As a parent, youโve seen the financial pressures your adult children face in todayโs housing market. With property prices soaring, many young families find themselves relying on two incomes just to service their mortgages, making it difficult to start or expand a family without facing further financial stress.
The good news? Thereโs a way to help them ease that burdenโand you can earn up to $1,000 in the process.
๐ง๐ต๐ฒ ๐ ๐ผ๐ฟ๐๐ด๐ฎ๐ด๐ฒ ๐ฆ๐พ๐๐ฒ๐ฒ๐๐ฒ
Most parents aged 55 and older have children who are in the thick of mortgage repayments.
With housing affordability at record lows, their mortgage commitments can be a source of significant stress – even more so if interest rates start to rise again after the US election.
In many cases, those interest rates are already much higher than they need to be – particularly if the mortgage is with one of the “big four” banks, where there are “big interest rates” too.
For many of these young families, managing a mortgage at a higher rate not only strains their finances but also affects major life decisionsโwhether itโs delaying having children or grappling with the cost of childcare.
The good news is, there are better options out there, and with a mortgage review, they could save thousands of dollars annually.
๐ ๐๐ฒ๐๐๐ฒ๐ฟ ๐ฅ๐ฎ๐๐ฒ ๐๐ฎ๐ป ๐ ๐ฒ๐ฎ๐ป ๐๐ถ๐ด ๐ฆ๐ฎ๐๐ถ๐ป๐ด๐
Mortgage brokers have access to a wide range of lending products, some of which may offer significantly lower interest rates than your children are currently paying. Simply reviewing their loan can often uncover better options that align with their financial goals and family plans.
Even a modest reduction in their interest rate could mean significantly-reduced monthly repayments, freeing up funds that could go towards childcare costs, saving for the future, or reducing day-to-day financial stress. And it costs nothing to find out.
๐๐ผ๐ ๐ฌ๐ผ๐ ๐๐ฎ๐ป ๐๐ฒ๐น๐ฝโ๐๐ป๐ฑ ๐๐ฎ๐ฟ๐ป ๐๐ฎ๐๐ต
Hereโs where you can step in to help. By referring your children to review their current mortgage, not only can they benefit from lower repayments, but you could receive up to $1,000 in cash via our long-standing referral program – paid at settlement of their new, lower-rate mortgage.
Itโs a win-win: they save on their mortgage, and you earn a bonus for helping them reduce unnecessarily-high mortgage repayments.
๐ฅ๐ฒ๐ฎ๐ฑ๐ ๐๐ผ ๐ ๐ฎ๐ธ๐ฒ ๐ฎ ๐๐ถ๐ณ๐ณ๐ฒ๐ฟ๐ฒ๐ป๐ฐ๐ฒ?
If youโre ready to explore how your children could benefit from a mortgage review, get in touch with us today. Letโs find a solution that works for themโwhether itโs lowering their interest rate, securing more favourable terms, or simply offering peace of mind.
Email: info@getsmart.today
Phone: 1300 113 530
We’ve over 30 year’s experience in helping our mortgage clients beat the banks and there’s never a cost for our service or our advice.
Smart Mortgage Services
“talking dollars & sense”