Being a single parent is no walk in the park โ juggling work, school runs, meals, and everything in between can feel like a marathon. So, if youโre thinking about buying a home, the thought of coming up with a massive deposit might seem impossible. But guess what? The Family…
Read More
As tax season rolls around, many self-employed homeowners face the reality of a hefty tax bill. Unfortunately, this can be a challenging time, especially with the ATO becoming more aggressive in its pursuit of unpaid taxes. For those with equity in their home, using it to pay off tax obligations…
Read More
If youโre self-employed, youโve probably faced the hassle of jumping through hoops to prove your income when applying for a loan. Traditionally, banks have relied on tax returns to verify your earnings, but letโs be real โ tax returns donโt always reflect the true health of your business, especially with…
Read More
As a parent, youโve seen the financial pressures your adult children face in todayโs housing market. With property prices soaring, many young families find themselves relying on two incomes just to service their mortgages, making it difficult to start or expand a family without facing further financial stress. The good…
Read More

Congrats to our October Winner โ Darrell wins a $500 Bunnings voucher! We appreciate your feedback, thatโs why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank-you gift. This monthโs winner is Darrell, and theyโve…
Read More
Got a few dings on your credit record? Whether itโs defaults, missed payments, or even a past bankruptcy, you might think your borrowing days are over. But hereโs the truth โ having some speed bumps in your credit history doesnโt mean youโre locked out of getting a loan. In fact,…
Read More
Obtaining a home loan pre-approval is a crucial step for any serious homebuyer or property investor. Not only does pre-approval simplify your property search, but it also strengthens your position in a competitive real estate market. As an experienced mortgage broker, I always recommend home loan pre-approval to clients who…
Read More
Our referral program is designed to reward those who help others achieve better mortgage solutions while benefitting from cash incentives themselves. In a market where high interest rates are a hot topic of conversation, almost everyone knows someone who could benefit from reviewing their mortgage and securing a better deal.…
Read More
A family guarantee is a powerful tool that can assist children in purchasing their first home without the burden of saving a large deposit. In an environment where property prices often rise faster than savings can accumulate, this option allows first-time buyers to enter the market sooner, with the support…
Read More

The Reserve Bank of Australia (RBA) has just announced a hold on the cash rate of 4.35% at todayโs meeting. August 2024 data shows unemployment rates steady at 4.2% but this is up from a low of 3.5% in mid-2022. The US Federal Reserve reduced its interest rates by 0.50%…
Read More